No matter which day of the week we get a newspaper to read, we all read the details of the hazards and dangers we face in our daily lives. Most of the time, these reports mention people involved in traffic accidents, burnt buildings, stolen goods, job accidents leading to injury, and many other unpleasant consequences.

Behind every phenomenon described is a tragedy, loss, fear and suffering in terms of people involved. Nevertheless, at the same time, behind these events, there are hints about important insurance issues. Insurance is not a need, it is an obligation. Anyone who thinks about his own life, plans his/her future, is conscious of his risks, and thinks about his surroundings with him should definitely take out an insurance and be informed about the issue